Workplace Claims Protection & Legal Liability

Peninsula Mutual is owned by its members, who are clients of Peninsula. The Mutual offers its members the opportunity to access discretionary benefits called Peninsula Protect by paying a contribution to the Mutual for membership. Each member has an entitlement to one vote at any general meeting of members. Peninsula Mutual holds an Australian Financial Services Licence (AFSL No. 544232). Peninsula Group NZ Limited has been appointed to distribute the discretionary risk product Peninsula Protect in New Zealand.

Broad protection, generous limits, no deductible and the ability for the Board to exercise discretion to provide protection where claims fall outside of the protection wording.

Membership of Peninsula Mutual and access to Peninsula Protect is exclusively available to clients of Peninsula. Where membership is accepted, members pay a contribution which is a small percentage of the Peninsula contract fee.

Only 25% of claims are declined. The primary reason claims are declined is due to members failing to seek advice from Peninsula prior to taking action. The Product Disclosure Statement requires that members seek and follow advice from Peninsula when they become aware of circumstances which may give rise to a claim. For example, seek advice from Peninsula if an employee raises a concern about their employment, performance management, disciplinary action or if you intend to alter their employment.